Car Title Loans Sacramento, CA

Consumers have more financing choices than ever with the availability of car title loans.  Sacramento drivers with clean titles to their vehicles can qualify for these loans and have the cash the same day even if they have bad credit.  Unlike pawn shops, the lenders do not actually take possession of your car while you repay the loan.  Instead, you simply hand over the title to your vehicle with an extra set of keys to serve as collateral as well as other required documents, and you can literally drive off with the loan.

One of the easiest loans to apply for and receive is a car title loan.  You can even apply online.  The vehicle that you use as collateral must be valued at a minimum of $5,000 with a clear title, registration and full coverage insurance.  You must be able to present these documents as well as your social security card, driver’s license, a recent paycheck stub, phone/utility bills, a list of references, and contact info for your landlord or mortgage company.  But the great thing about car title loans is that even if you have bad credit, tax liens, repossessions, former credit denials or bankruptcies in the past you can still qualify.

Many people have apprehensions about applying for car title loans.  Sacramento drivers have little to fear though, as long as they are prepared to pay the loan back as agreed in the contract.  Car title loans can often be paid back in as many as 36 months so you can arrange a repayment term that works for your budget.  There are no prepayment penalties, upfront fees are deducted from the loan and the application process is easy – you can even do it online. When you repay your car title loan the pink slip will be in your hands again immediately, and the responsible payments may actually increase your credit rating.  This is an option worth considering for any Sacramento driver in need of fast cash.

Find us in Sacramento, CA.
777 Campus Commons Rd., 2nd Floor, #75
Sacramento, CA 95825 License#: 607-1758