Car Title Loans - Auto Title Loans - tfciloan blog

The Power of a Car Title Loan

admin — Wed, 16 May 2012 21:00:37 +0000

When we think of loans, we may not consider them very powerful. We may think that all they are only tools that involve some simple paper pushing and with the end result being that the borrower repays more than they borrowed to the lender. While this may be a very simplistic explanation, it goes to show just how seemingly boring that loans may be construed.

However, the true power of using someone else’s money for your own benefit has been understood for many years by financial institutions and businesses. There are always extraordinary sums of money being financed, brokered, and used to achieve certain goals. This concept of using someone else’s money for your own benefit is known as leverage.

You may be wondering just how all of this fits in with a car title loan. After all, you just want some fast cash to take care of some short-term financial problem you have. To explain this in very simple terms, as a car title loan customer, you borrow cash while using your vehicle’s title as collateral for the life of the loan. You repay the lender in accordance to your loan agreement, and you take care of your short-term financial obligations that prompted you to borrow the money. In short, you are using the title loan lender’s cash for your own benefit.

This is a very powerful tool that can be beneficial in so many ways. In addition, you are also either building or rebuilding your credit history while you repay your loan. And that can be another long-term advantage that you can take advantage of in the future.

How You Can Apply For a San Diego Collateral Loan

admin — Wed, 16 May 2012 17:10:36 +0000

We all lead such busy lives nowadays that we hardly have the time for many of the things we want or need to do. Between our work and family responsibilities, and who can forget our daily commutes, our time is pretty well consumed.

Shopping for a loan can be time consuming. After all, you should research the lenders and their various loan products before you commit to their contract. However, applying for a loan should be easy, and fast. Unfortunately, there are many lenders, especially the traditional ones that have a lengthy loan application procedure. Even when you have near perfect credit, these applications can be declined. What really smarts is when you have waited on the bank officer’s response for nearly two weeks only to find out you have been declined.

Applying for a collateral loan in San Diego is easy. Perhaps one of the easiest methods to apply is by completing the online application right here on this website. Another method is to call the toll-free number on this web page. Either way you apply you will be contacted by a collateral loan expert who will go over your available options and will work hard to get you the cash you need, usually within one hour.

For those of us near San Diego, you have a local office that you can contact as well. They are located at

5945 Mission Gorge Road, #1
San Diego, CA 92120
(619) 209-8524

And did we mention that you can have your cash within one hour? Yes, we thought we did, but that is one of the most important parts of getting a San Diego car title loan. You can have your cash fast.

You Want Your Bakersfield Title Loan Cash Now

admin — Wed, 16 May 2012 12:07:35 +0000

Most of the time we can get through the day without any adverse situations causing havoc in our lives. We all have our daily routines. We start our days with our usual family activities and prepare to go to work. We then work our shift and then return home to go through our evenings with our families and friends. Then one day it happens. That time that we really do not want to have to face. We have some unforeseen event happen that not only causes us to have to reschedule some things; it also leaves our savings drained dry. To further exasperate matters, it will be another two weeks until our next payday.

When some financial emergency happens, it is good to know that you have a friend in Bakersfield that can help get you some much-needed cash. If you think this lender is one of your typical lenders that will put you through a lengthy loan application process, then you will be very pleasantly surprised.

The folks at

22 South Real Road, Suite 11
Bakersfield, CA 93309
(661) 375-2405

are more than happy to discuss your particular situation with you and work out a repayment plan that is consistent with your needs. What was that you said? You want your cash now? The best the Bakersfield title loan lender can do is to have your cash available to you within one hour. Is that fast enough?

One hour loan application processing is certainly better than most traditional lenders, and it can definitely help to get you back on track and help to resolve your short-term financial crisis.

Getting It Done With a Los Angeles Car Title Loan

admin — Tue, 15 May 2012 21:10:43 +0000

Here we are at the end of another school year and we ponder on where to go for our family vacation. We have all kinds of ideas, and of course, the kids have a wide range of choices, depending on their ages of course. Living near the beach all year, there are hardly any votes to stay home and enjoy the beach festivities. Most everyone in the family wants to head north to the Sierras and enjoy some mountain air for a change. Normally, that would not be a problem but since everyone’s work hours have been reduced, there is less available cash this year and the longer trip seems to getting further out of reach.

Even though your teenage daughter has the normal teenager malady of selective attention span, she has remembered an advertisement she heard over the radio just a few days before. The advertisement was for a car title loan. She recalls that the ad said that there was cash available and that people could have their cash fast. We now see just how her selective attention span remembered that information, for any mention of having spending money and getting it fast instantly peaks her attention.

You look up your local car title loan lender here in Los Angeles, you discover their address, and telephone number is

1625 Palo Alto St #301
Los Angeles, CA 90026
(800)737-0900

After being on the phone with them in seemingly less time than it takes to call a taxi service, you are ready to visit their office, complete the paperwork, and collect your cash. Now that is how you get things done with a Los Angeles car title loan.

Back To Basics With a Car Title Loan

admin — Tue, 15 May 2012 17:00:28 +0000

Although the most recent employment report states that there was an increase in new jobs for the period, there are still entirely too many hard-working people who continue to seek employment. Let’s face it. For the past few years, our economy has fallen and it is taking a while for it to build back up again. Many people have had to begin their lives anew. This is no easy task as the housing crunch has left many people with very bad credit. If you are one of the fortunate souls who have found suitable employment, then our hats are off to you. You persevered and never gave up.

One of the good things about this business is it gives us the ability to help people when they need it. While there are many benefits of a car title loan, perhaps one of our favorites is that it allows people to rebuild their credit histories as they try to rebuild their lives.

When borrowers make their monthly payments on time and repay their loans in accordance with their loan agreement, it can help them to rebuild their credit history. This is possible since we report the borrower’s payment history to the major credit bureaus. When borrowers meet their repayment obligations, there will be a positive report on their credit history. This could be a deciding factor when the borrower applies for credit at some point in the future.

When you’re getting back to basics, it is good to know that a car title loan is available to help.

You Can Use an Elk Grove Title Loan Any Way You Want

admin — Tue, 15 May 2012 12:00:42 +0000

There are more than a few people who think that when they take out a title loan that they must use it for a specific purpose. We think that at least part of this is due to purchase specific loans that are used when the borrower purchases something like a car, house, or some other piece of property. Title loans are different in that they can be used for any purpose the borrower so chooses.

Most people do not borrow money simply for the sake of borrowing it. Instead, they borrow for a certain reason. Some of the reasons that people take out a car title loan include, but are not limited to the following.

Need cash fast
A sudden short-term financial emergency has caught the borrower between paydays.
Cash is needed to pay medical or some other bill that may require an immediate payment.
Need extra cash for the family vacation.
Short-term unemployment.
The borrower is on either retirement or disability income and needs extra cash.
The borrower may have poor credit or even no credit.
The car title loan will be used to rebuild the borrower’s credit history.
Many, many more reasons.

The fact is that people need a source of fast cash for many reasons and a car title loan from your local lender here in Elk Grove can get you the cash you need within one hour. You can contact them at the following address and telephone number.

9800 Dino Drive, Suite #1A
Elk Grove, CA 95624
(916) 222-6748

You Can Qualify For an Anaheim Auto Title Loan Even With No Credit History

admin — Mon, 14 May 2012 21:00:19 +0000

Many people just starting out often ask how can they establish themselves if no one will give them the chance. This problem is much more common than one may realize and has been a problem for quite some time. The truth of the matter is that it is very difficult to get that first mark on your credit report. Many lenders will not even talk with you if you have no credit history. Yet, there are other lenders who require a substantial down payment or multiple cosigners before they will loan you any money. There is a solution to this dilemma.

If you meet the following minimum qualifications, then you could qualify for an auto title loan right here in Anaheim.

You have a vehicle that is registered in the name of the borrower.
The vehicle you will use as collateral does not have any other loans against it.
You are of legal age to enter into a contract in the State of California.
You have the means to make your monthly payments.

It should be noted here that people who are unemployed, or collecting either retirement or disability benefits can qualify for a title loan provided they meet all of the minimum requirements as listed above.

If you have any questions before you begin the application process, you can contact the local auto title loan lender here in Anaheim at

2801 W. Ball Road, Unit 3
Anaheim, CA 92804
(714) 395-6574

They can give you a free quote and you can have the cash you need within one hour.

Car Title Loan or a Secured Loan

admin — Mon, 14 May 2012 17:00:53 +0000

As we have discussed in previous blog posts, there are many different types of loans .Unless you have been around the financial business for a while you may likely encounter various terms that you may not be familiar. We often hear of car loans, mortgages, balloon payments, collateral loans, secured loans, car title loans, auto title loans, pink slip loans, and many other types of loans.

If you are in the market for a car title loan, you may have already encountered someone who may have referred to them as a secured loan. There is no cause for alarm. A car title loan is a loan that is secured by the title of the borrower’s vehicle. The lender will hold the title while the borrower repays the loan. Once the loan is repaid, the lender returns the borrower’s vehicle.

Yes, we know. There are so many terms that mean something very similar if not exactly the same. This is why we devote so much of our blog space to try and reach as many people as we can and let them know. We believe that no one should enter into a loan contract without being properly informed of what they are getting into.

We briefly mentioned collateral loans in the first paragraph and will now say that it is also a type of secured loan. When a borrower uses the title of their vehicle to secure the loan, the title and vehicle are the collateral of that loan. This collateral allows car title loan lenders to loan cash to those who may not qualify for a loan from a traditional lender.

Why a Riverside Pink Slip Loan Should Matter To You

admin — Mon, 14 May 2012 12:30:42 +0000

As you shop for a short-term loan, you may occasionally hear the term pink slip loan. Most of us associate a pink slip with being a layoff notice. Layoff notices can be bad news. Fortunately, when you hear the term pink slip referencing a type of loan it can be a very good thing.

Just to give a brief explanation of how the term pink slip loan came into being, we must look no further than our own State of California for an explanation. For many years, all vehicle titles in California were pink. Although California changed the colors of titles around 1988, the term pink slip continued in use. Therefore, when we use the term pink slip loan, we are referring to a type of loan that a borrower will use their vehicle’s title (pink slip) in order to obtain a cash loan.

Now that you know how the term pink slip loan came into being, we can discuss why they should matter to you. If you have ever applied for a loan at a bank or some other traditional lender, then you have likely experienced the long and arduous loan application process. There are many people who apply for a loan that are declined even though they may have nearly perfect credit. For those folks whose credit is bad, they do not stand much of a chance to obtain a bank loan.

This is where the pink slip loan lender in Riverside can help. They can be contacted at

570 E. La Cadena Drive, Space 1-J
Riverside, CA 92507
(951) 888-9302

Pink slip loans are easy to qualify for and the entire application process can be completed within one hour.

A Car Title Loan on Mothers Day

admin — Fri, 11 May 2012 20:46:59 +0000

Sunday is Mother’s Day and we want to take this opportunity to wish each and every mother a happy Mother’s Day and may all of your dreams come true today and every day.

While we could have concluded this entire blog post with our above comment, you just know that we have to pass along some of the joy that some people have already passed along to their mothers due to a car title loan. Now what would a car title loan have to do with Mother’s Day, you may wonder.

As we have mentioned many times on this blog, that people borrow money for many reasons. They may borrow money to pay bills, take vacations, or even so they can buy something for their moms whether it is Mother’s Day or not. This is but another positive purpose that a car title loan can serve.

As most of us already know, mothers are very special and should be held in high honor. No, we are not saying to put them on a pedestal as my mother always said that she might fall off. So we can treat them with the utmost respect and show them some love from time to time. You know – buy them some gifts, take them out to eat at their favorite restaurant, or maybe even take them on a trip.

If you’re short of cash and cannot afford to do much for them, then you can at least give them some of your time and let them know that you do love and care for them.