Title Loans

A Title loan is one of the easiest ways to get a loan that isn’t based solely on your credit score. With TFC Title Loans, customers can get the money that they need immediately and use their car as collateral.

Title Loan Refinance

Not satisfied with the amount of money you were given on your car title loan? TFC Title Loans can usually offer more money for your title loan, lower your interest rates and decrease your payments!

Superior Customer Service

A trusted title loan lender for over 20 years, TFC Title Loans is an industry leader in the consumer credit lending market providing superior services to a diverse, multilingual customer base since 1994.

 

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Apply Today!

Complete our simple online form to get the title loan process started. At TFC Title Loans, our process is extremely fast, convenient and hassle-free. The application only takes about five minutes!

 

Title Loans Approved

Get Approved

TFC Title Loans can approve you quickly for a title loan! You can expect to drive away with cash in 24 hours or less. You will have the option of getting your money via cash, check or wire transfer.

 

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Take Your Cash

You’ll have your cash in as little as 30 minutes! You can keep driving your car while you are paying off your loan. We understand your needs and will work to get you a payment plan that fits.

Why Customers Choose Us!

A trusted Lender for Car Title Loans in California for over 20 years, TFC Title Loans is an industry leader in the consumer credit lending market. TFC Title Loans has provided superior products and services to a diverse, multilingual customer base since 1994. With operations in California, Arizona, & New Mexico, TFC Title Loans has proven to be one of the most trustworthy and fairest names in the consumer lending market.

Our Benefits

  • Same Day Cash.
  • Quick Approval.
  • All Credit Accepted.
  • Keep Driving Your Vehicle.
  • Competitive Rates.

Testimonials

Robert M.

“I Had a wonderful experience with Trading financial Credit. They made me feel like family. Esmeralda was especially friendly and very helpful and patient. If she was president of the company I would refer all my friends and family.”

Robert M. Burbank, CA.

Sarah H.

“I never thought I would need to borrow money on my car, I didn’t even know I could. But was I ever so grateful to get the money that TFC Title Loans gave me, and it could not have come at a better time. Thank you TFC!”

Sarah H. San Diego, CA.

David A.

“TFC Title Loans in Los Angeles had great customer service. Esmeralda was extremely helpful. Loan was very easy to get once I submitted all documents. They even took care of my registration for me. Definitely bailed me out of a tough situation.”

David A. Los Angeles, CA.

Turn Your Vehicle Into Cash! 

Get Started

Benefits of applying for your California car title loans online with TFC

When it comes to getting a car title loan in California you have a lot of companies to choose from. How do you know if you are working with the best title loan company or getting the best deal possible? TFC Title Loans is headquartered in Los Angeles, CA. We have offices scattered all across California including major cities such as San Diego, Sacramento and Riverside but we also have the ability to come to you when you aren’t able to get to one of our offices. Below are some other factors that you may want to consider:

  • We are the oldest car title loan lender in California
  • Get money as fast as the same day you apply.
  • Apply online or by phone for a fast approval
  • We accept all types of credit including collection accounts and past bankruptcies
  • You get to keep driving your vehicle while paying your title loan back
  • We offer some of the best rates and most flexible terms in the industry

What Information Will You Need to Provide For California Title Loans?

When you are getting ready to get one of these loans, you need to make sure that you have all of the information the loan company will require. You can find online companies, as well as loan companies in your area that will provide these loans. When you apply, you will need to have your vehicle, the clear title of the vehicle, proof of your residence, proof of income, and a government issued photo ID, such as your driver’s license.

The car title company in California needs to make sure that you actually own the vehicle and that you have the right to put it up as collateral. The reason they need to have the proof of residence is in the event that you don’t pay for the loan. If you don’t pay and you do not make arrangements with the company, then the company will have no other recourse than to repossess the car. Naturally, they need to know your address for this.

Since there isn’t a credit score requirement to get one of these loans, you might be wondering why you need to have proof of income. The California title loan companies do not want to take your vehicle. It’s more trouble for them when they have to repossess a car, truck, or motorcycle. They want to know that you have income so you will be able to pay for the loan whether it is at the end of the month or on a payment plan. This is a better solution for the both of you.

Basic Requirements Needed

  • Car, Truck, Van or SUV that is paid off and has enough value to qualify
  • Enough verifiable income to make your payments
  • Proper insurance on your car
  • Government issued photo identification
  • Proof of where you live
  • Sometimes other items are required but your loan agent will help you

Should You Apply for a Title Loan?

If you have alternative means to get the money you require for your emergency, then that might be the best choice for you. Most people don’t have the luxury though. Getting a loan on your title in California is generally a better idea than borrowing money from family or friends, just because there is always the chance that it could cause issues or rifts between you and the people who lent you the money. Taking care of things on your own with a loan that you get is a better idea in most cases.

If you can’t get a loan through traditional means because of your credit, or simply because you don’t have the time to wait, then an auto title loan in California is an ideal solution. Make sure that you have the information you need when you apply, always read through the contract, including the fine print, and make sure you ask any questions that you might have about the contract before signing. Pay attention to the due dates of the loan and make those payments so you do not have to worry about your vehicle.

Overall, the process of getting an auto title loan in California today is quick and easy. You can get the money you need in no time, so you can stop worrying about your financial woes for a while.